Three Capitalix card options – Everyday, Rewards, and Business – with transparent terms so you can compare them side by side and choose what works for you.
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Simple, straightforward terms for your daily purchases.
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Earn more on the things you buy most.
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Built for business spending and expense management.
Rates and fees are current as of August 19, 2026 and subject to change. Approval, APR, and rewards are based on creditworthiness and other factors. Contact us for full terms and conditions.
Comparison
See how each card stacks up across the features that matter most.
| Feature | Everyday | Rewards | Business |
|---|---|---|---|
| Annual fee | $0 | $45 | $95 |
| Purchase APR | 19.99% | 22.99% | 20.99% |
| Rewards | 1% cash back | Up to 2% cash back | 1.5% on business purchases |
| Intro APR | 0% for 12 months | 0% for 12 months | 0% for 6 months |
| Intro bonus | – | $150 after $1,000 spend | – |
| Employee cards | – | – | ✓ Included |
| Digital controls | ✓ Included | ✓ Included | ✓ Included |
| Fraud monitoring | ✓ Included | ✓ Included | ✓ Included |
Scroll horizontally to see all columns.
Rates are subject to change. All APRs are variable and based on prime rate + margin. Offers and bonuses are subject to terms and conditions. See our full disclosure for details.
Open an account and find the card that fits your life.