Frequently Asked Questions

Capitalix is a modern financial services brand offering deposit accounts, credit cards, loans, business banking, and financial planning resources – all backed by digital tools and genuine personal support.

Choose an account type on our Open an Account page and complete the application form. A member of our team will review your application and reach out to help you get started.

We offer checking, savings, money market, and certificate accounts for personal customers, plus business checking, business savings, and business lending products for companies of all sizes.

We offer everyday checking accounts designed for daily transactions, with digital access, no minimum balance requirements, and straightforward terms. Business checking is also available for companies.

You deposit funds, your balance earns interest at the applicable rate, and you can access your money subject to product terms. All rates are current as of August 19, 2026 and subject to change.

Our everyday checking account has no minimum balance requirement. Savings and certificate accounts may have minimums depending on the product. Contact us for full details.

Review our loan products, estimate your payment with our calculator, then contact our team. A loan specialist will walk you through the application process and help you find the right solution for your needs.

We offer personal loans, auto loans, home loans, home equity financing, and business loans. Each product has transparent terms and competitive rates designed to fit your financial situation.

Use the Login link in the header to access your account. Once logged in, you can view balances, review transactions, transfer funds, and manage your banking preferences.

Yes. Our mobile banking experience gives you full access to your accounts from your smartphone or tablet, with the same features as online banking – all optimised for your device.

We use industry‑standard encryption, secure authentication, and continuous monitoring to protect your accounts. Visit our Security Center for more information on how we keep your data safe.

Contact Capitalix immediately at 1‑800‑555‑0123 and review your recent account activity. Never share your passwords, verification codes, or PIN with anyone. Our team is here to help secure your account.